Real-Time Payments Adoption Drives Business Value

Published: July 23, 2026 • Reading Time: 6 min read • Reporting: Intelligence Division

Businesses using real-time payments see more value than those still deciding, according to a PYMNTS Intelligence report. The report highlights a divide in perceived value between users and non-users of real-time payments.

The PYMNTS Intelligence report, The Real-Time Perception Gap, reveals that businesses already using real-time payments tend to see greater value in the technology. In contrast, businesses still evaluating the need for real-time payments perceive less value. This divide highlights the importance of real-time payments in driving business efficiency and scalability.